Archive | loans

How One Late Student Loan Payment Affects You

Have you ever wondered what would happen if you made one late student loan payment? Not being late every month, or every few months, but just once? Perhaps you envision being scolded by some Sallie Mae rep, incurring devastating fees, or taking an immediate hit on your already fragile credit score. And while these…Read more… […]

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Should You Get a Personal Loan or Use a Credit Card?

As interest rates for personal loans tend to be lower than credit cards, you might wonder why people bother with credit cards at all? Personal loans have their own limitations, however, making them better suited for targeted spending—typically to fund unexpected expenses, home improvements, or to consolidate debt.Read more… Continue Reading at https://lifehacker.com

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Should You Get a Personal Loan or Use a Credit Card?

As interest rates for personal loans tend to be lower than credit cards, you might wonder why people bother with credit cards at all? Personal loans have their own limitations, however, making them better suited for targeted spending—typically to fund unexpected expenses, home improvements, or to consolidate debt.Read more… Continue Reading at https://lifehacker.com

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Should You Get a Short-Term Loan From Square’s Cash App?

Square’s Cash App—a peer-to-peer payments service—is currently testing short-term loans with select users. As TechCrunch reports, Cash App is offering small loans with a four-week repayment term. While the new feature is only available to 1,000 Cash App users—the company may offer a broader rollout in the future.Read more… Continue Reading at https://lifehacker.com

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Automate PPP Loan Forgiveness With This Free Tool

If you applied for a loan through the Paycheck Protection Program (PPP), you may be eager to see if your small business qualifies for loan forgiveness. The program, which encourages companies to keep their employees on the payroll, has offered forgivable loans up to $10 million. Today, the American Institute of CPAs…Read more… Continue Reading […]

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Automate PPP Loan Forgiveness With This Free Tool

If you applied for a loan through the Paycheck Protection Program (PPP), you may be eager to see if your small business qualifies for loan forgiveness. The program, which encourages companies to keep their employees on the payroll, has offered forgivable loans up to $10 million. Today, the American Institute of CPAs…Read more… Continue Reading […]

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Why Your Student Loan Coronavirus Forbearance Is Messing Up Your Credit Report

If you have student loans, by now you surely know the good news: Most federal loans are automatically in forbearance until the fall. That means borrowers don’t have to pay, but student loan servicers still mark loans as paid on time. It’s a six-month free pass.Read more… Continue Reading at https://lifehacker.com

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Seven-Year Car Loans Are Here To Stay

Carmakers are currently very desperate for buyers, since people are more into saving money these days, what with the global pandemic and ensuing recession. Jeep, for example, is offering zero-percent interest on a car loan for seven years on some cars for some buyers, just like Chevy, GMC, Hyundai, Buick, Jaguar,…Read more… Continue Reading at […]

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Seven-Year Car Loans Are Here To Stay

Carmakers are currently very desperate for buyers, since people are more into saving money these days, what with the global pandemic and ensuing recession. Jeep, for example, is offering zero-percent interest on a car loan for seven years on some cars for some buyers, just like Chevy, GMC, Hyundai, Buick, Jaguar,…Read more… Continue Reading at […]

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