Archive | investing

Why a Roth 401(k) Is (Almost) Always Better Than a Traditional 401(k) 

Everyone’s hot on Roth IRAs, but there’s one drawback: There are income limits starting at $189,000 for a couple and $120,000 for an individual, which means higher earners must go with a traditional IRA or a backdoor Roth. It turns out, though, that those limits don’t apply to Roth 401(k)s—meaning you can get all the…Read more… […]

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Should You Buy Bitcoin?

We’ve already told you how to buy Bitcoin and other cryptocurrencies. But should you? In the video above, Coin Talk podcast hosts Aaron Lammer and Jay Caspian Kang say yes…but they have some caveats. (In further conversation, they compare buying crypto to playing video games or gambling.)Read more… Continue Reading at http://lifehacker.com

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What You Should Know About Roth IRA Withdrawals

Roth IRAs offer tax-free growth and more flexible withdrawal rules than traditional retirement accounts, making them the savings product du jour for personal finance writers and bloggers. But to make the most of them, you need to know exactly what those withdrawal rules are, and they can get complicated.Read more… Continue Reading at http://lifehacker.com

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Investing Is Risky and Unethical and You Should Do It Anyway

Each Monday we’re tackling one of your pressing personal finance questions by asking a handful of money experts for their advice. If you have a general question or money concern, or just want to talk about something PeFi-related, leave it in the comments or email me at alicia.adamczyk@lifehacker.com.Read more… Continue Reading at http://lifehacker.com

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Investing Is Risky and Unethical and You Should Do It Anyway

Each Monday we’re tackling one of your pressing personal finance questions by asking a handful of money experts for their advice. If you have a general question or money concern, or just want to talk about something PeFi-related, leave it in the comments or email me at alicia.adamczyk@lifehacker.com.Read more… Continue Reading at http://lifehacker.com

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Shop Around for a Better Roboadvisor

You should always pay attention to fees and pricing of financial product, but now it’s more important than ever. Latest reminder: Wealthfront, the roboadvisor known for its low-fee, passive investing options, will soon start charging all new users a 0.25 percent advisory fee, and will auto-enroll wealthy investors…Read more… Continue Reading at http://lifehacker.com

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Investing Is Just One Piece of Your Financial Puzzle

Investing is an important part of a healthy financial life. You want your money to grow, and, short of winning the lottery, investing is the best way to do that. But as Jonathan Clements, the editor of Humble Dollar, reminds us in his newsletter, it’s hardly the only thing that matters.Read more… Continue Reading at […]

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