Archive | housing

Should You Reroute Some of Your Retirement Savings to Pay for a House?

If you’ve just about saved enough for a down payment, how much do you need for all the extra expenses that come up in the home buying process? And is reducing your retirement contributions in the short term worth it? That’s what we’re thinking about this week. Read more… Continue Reading at https://lifehacker.com

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Should You Put More Than 20% Down on a House If You Can Afford It?

The national average down payment is between six and 11 percent, with some home-buyers paying as little as three to 3.5 percent. But for some people, there’s an opportunity to put down more than the perceived-standard 20 percent. Should they do it?Read more… Continue Reading at http://lifehacker.com

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You’ll Need a $22/Hour Wage to Afford a Two-Bedroom Rental in the U.S.

There is nowhere in the U.S. where a full-time worker earning the federal minimum wage of $7.25 could afford a two-bedroom rental apartment working 40 hours per week, according to a study released Wednesday from the National Low Income Housing Coalition. In fact, workers need to make on average of $22.10 per hour to…Read more… […]

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Ben Carson’s Affordable Housing Act Is A Direct Attack On America’s Poor

by Kate Harveston Affordable housing has always been a target for the GOP, since the golden days of Ronald Reagan, and his famous “welfare queen” speeches during his 1976 presidential campaign. Something in this image — widowed or unmarried women living luxuriously off welfare fraud — resonated …Continue reading Continue Reading at https://thedailybanter.com

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Ben Carson And The Sinister Motivations Of Republican Economics

One of the most pervasive myths about poverty in right wing circles is that people who are unable to lift themselves out of it aren’t working hard enough. Some of the most militant advocates of this philosophy are those who come from poor backgrounds themselves, and insist that anyone can do what …Continue reading Continue […]

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What Is ‘Good’ Debt?

Each Monday we’re tackling one of your pressing personal finance questions by asking a handful of money experts for their advice. If you have a general question or money concern, or just want to talk about something PeFi-related, leave it in the comments or email me at alicia.adamczyk@lifehacker.com.Read more… Continue Reading at http://lifehacker.com

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Final Fantasy XIV’s Almost Got Its Player Housing Problem Under Control

The release of new player housing in Final Fantasy XIV has traditionally meant a mad dash for sparse land followed by angry forum posts about how bad the housing system is. Thanks to new guidelines and restrictions limiting the amount of land players can own, today’s land expansion went relatively smoothly.Read more… Continue Reading at […]

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GTA Online Updates Push Crime Into The Suburbs, Frustrating Residents

In real life, people leave the bustle of city life for the country all the time. Turns out, that phenomenon happens even in digital places like GTA Online, too. GTA players sometimes choose sleepy neighborhoods to avoid crime at their doorstep, but recent updates have turned the real estate market upside down.Read more… Continue Reading […]

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How Much Money You Need to Make to Move to Your Dream City

Despite the fact that they’re ridiculously expensive, cities like New York, Los Angeles, and San Francisco are also hugely populated and growing. They’re great cities with a lot to offer, sure—but how much should you earn if you want to make the move?Read more… Continue Reading at http://lifehacker.com

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