Archive | credit report

What the ‘History’ Part of Your Credit Score Really Measures

Your credit history can be one of the more confusing parts of a credit score. Even if you practice good credit habits, your age can seem to work against you. But beyond waiting patiently to graduate to expert level, is there anything you can do to boost your score?Read more… Continue Reading at https://lifehacker.com

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What the ‘History’ Part of Your Credit Score Really Measures

Your credit history can be one of the more confusing parts of a credit score. Even if you practice good credit habits, your age can seem to work against you. But beyond waiting patiently to graduate to expert level, is there anything you can do to boost your score?Read more… Continue Reading at https://lifehacker.com

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How to Close Your Authorized User Credit Card Without Hurting Your Credit Score

Becoming an authorized user for someone else’s credit card has benefits well beyond being able to hop onto someone else’s credit limit. It’s one of the easiest ways to quickly build history on your credit report if you’re just getting started using credit. But what if you reach a point in your life when you […]

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How to Close Your Authorized User Credit Card Without Hurting Your Credit Score

Becoming an authorized user for someone else’s credit card has benefits well beyond being able to hop onto someone else’s credit limit. It’s one of the easiest ways to quickly build history on your credit report if you’re just getting started using credit. But what if you reach a point in your life when you […]

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How Does Your Credit Score Stack Up?

Have you heard the increasingly optimistic news about credit? The average credit score is the highest it’s been in eight years: 682. That’s according to Experian’s annual State of Credit report, which looks at the broad picture of what’s happening with our credit. And it’s a VantageScore increase of seven points over…Read more… Continue Reading […]

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Boost Your Credit Score by Requesting a Credit Limit Increase

If you want to boost your credit score, you need to make on-time payments on all of your debts, carry low balances on your credit cards, and wait for all of that good credit history to slowly raise your score over time. Right?Read more… Continue Reading at https://lifehacker.com

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What Kamala Harris’ Credit Score Plan Would Mean for You

Credit scores are typically determined by use of loans and credit cards. But bills that nearly everyone pays each month, like utilities, only show up on your credit report if those bills wind up in collections. That structure leaves out a lot of people don’t use credit products, either by choice or necessity.Read more… Continue […]

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