Archive | credit history

How to Choose a Secured Credit Card

So your credit isn’t exactly great—or it’s totally in the dumpster. Or, perhaps you don’t even have a credit score. How are you supposed to show that you can use credit responsibly if your past financial activities don’t have potential creditors lining up to lavish you with offers? A secured credit card is one means…Read […]

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The Factors That Determine Your Mortgage Interest Rate

When you take out a mortgage to buy a home, you pay a staggering amount of interest over the years. The higher your rate, of course, the more you pay. So what determines that rate? Obviously, your credit history probably plays the biggest role, but there are other factors that go into it, too.Read more… […]

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