Archive | buying a home

If Buying a Home Seems Impossible, Create a Three-Year Savings Plan

Conversations between homeowners and renters sometimes go like this: The homeowner will ask the renter why they waste their money on rent when their monthly payment could go toward owning a home. The renter says, “I don’t have money for the down payment.” If the renter is lucky, the homeowner shrugs, the conversation…Read more… Continue […]

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The Factors That Determine Your Mortgage Interest Rate

When you take out a mortgage to buy a home, you pay a staggering amount of interest over the years. The higher your rate, of course, the more you pay. So what determines that rate? Obviously, your credit history probably plays the biggest role, but there are other factors that go into it, too.Read more… […]

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